Understanding the Terms of Service for Wise Insurance Agency
TERMS OF SERVICE
Effective Date: January 5, 2025
To review material modifications and their effective dates, please scroll to the bottom of the page.
Parties
The parties to these Terms of Service are you, the user of this website, and Wise Insurance Agency, Inc (“Wise”), the owner of this website, located at 150 Speen Street, Suite 305, Framingham, MA, 01701. References to “we,” “us,” “our,” or “this website” refer to Wise Insurance Agency, Inc and its online platform.
Use and Restrictions
Subject to these Terms and our Privacy Policy, you may use the public areas of this site for personal, non-commercial purposes only. You agree to access this site solely through the interface provided by us and to refrain from using automated methods, such as bots or web crawlers, unless explicitly authorized in a separate agreement. You may not:
- Resell, sublicense, transfer, assign, or distribute the site’s content or services.
- Modify, copy, or create derivative works based on the site’s content or services.
- “Frame” or “mirror” the site on any other platform without written consent.
All rights not expressly granted herein are reserved by us and our licensors.
Modifications
We reserve the right to modify these Terms of Service at any time without prior notice. Updated terms will be accessible through the Terms of Service link on this site’s homepage. Continued use of this site after such modifications constitutes your acceptance of the changes.
Monitoring
We reserve the right to monitor your use of this site without prior notification. Information collected during such monitoring will be handled in accordance with our Privacy Policy.
Separate Agreements
Certain products, services, or content available on this site may require you to agree to separate agreements before access or purchase.
Ownership
All content on this site, including intellectual property, is owned by us or our licensors and is protected under applicable laws. Except as expressly authorized, you may not reproduce, distribute, or use the content without prior written permission.
Warranty Disclaimer
Unless otherwise stated in a separate written agreement, all services, content, and products provided on this site are offered “as-is.” We disclaim all warranties, express or implied, including but not limited to:
- Merchantability
- Fitness for a particular purpose
- Accuracy or completeness of information
We do not guarantee that this site, its services, or content will be error-free, uninterrupted, or free from harmful components.
Limitation of Liability
Wise Insurance Agency, Inc and its licensors are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of this site, its content, or services, even if advised of such possibilities.
Links to This Site
You may create a hyperlink to this site provided it does not misrepresent or harm our reputation. Use of our logos or trademarks in links requires prior written consent.
Links to Third-Party Websites
We do not control or endorse third-party websites linked to or from this site. Use of such sites is at your own risk and subject to their terms and privacy policies.
Advertisers and Promotions
Any correspondence or dealings with advertisers on this site are solely between you and the advertiser. We are not responsible for any resulting transactions or disputes.
Consumer Rights Information
For inquiries or complaints, you may contact:
Wise Insurance Agency, Inc
150 Speen Street, Suite 305
Framingham, MA, 01701
Email: info@gowiseinsurance.com
Phone: 508-722-7100
The Consumer Assistance Unit of the Division of Consumer Services can be contacted at 1020 N. Street, #501, Sacramento, CA 95814, or by phone at 916.445.1254.
Arbitration
All disputes arising out of or related to these Terms will be resolved by binding arbitration under the rules of the American Arbitration Association (AAA). Arbitration will occur in Middlesex County, Massachusetts, USA, and will be governed by Massachusetts law. Claims must be arbitrated individually and not consolidated with others.
Jurisdiction and Venue
Legal proceedings not subject to arbitration shall be resolved exclusively in the courts of Middlesex County, Massachusetts, USA.
Governing Law
These Terms are governed by the laws of the State of Massachusetts, excluding its conflict of law rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
Use Within the United States
This site is intended for users within the United States. Access from other locations where the site’s content may be unlawful is prohibited.
Transfer of Personal Information
Personal information collected on this site may be processed and stored in the United States. By using this site, you consent to such transfer if you reside outside the United States.
Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in effect.
Force Majeure
We are not liable for delays or failures resulting from causes beyond our reasonable control, including but not limited to acts of God, government actions, internet disruptions, or technical failures.
Privacy Policy
Please review our Privacy Policy, accessible on our homepage, as it governs your use of this site and explains how we collect and use your data.
Effective Date of Last Update: January 5, 2025
