Why Earthquake Coverage matters
🌍 You might be thinking, “Earthquakes? In the Northeast?” While not common, recent tremors have proven that no area is completely immune. When they strike, even minor quakes can cause surprising damage to your home’s foundation, structure, and belongings.
At Wise Insurance Agency, we believe in proactive protection—and that means understanding earthquake coverage, even in low-risk zones.
✅ What earthquake insurance covers
🏚️ Structural damage
Covers repairs to your home’s foundation, walls, chimney, or support systems caused by seismic activity.
📦 Personal property
Helps replace or repair furniture, electronics, and valuables damaged during a quake.
🏨 Additional living expenses
If your home becomes uninhabitable, it helps cover hotel stays, meals, and temporary living costs.
🤔 Do you really need earthquake coverage?
It depends on your home’s risk profile. Ask yourself:
📍 Location matters
While Massachusetts isn’t California, quakes have happened here—like the 2020 Cape Ann tremor or the 2023 ones near New York.
🏠 Type of construction
Older homes, homes with brick or stone foundations, or those not built to modern seismic standards may face greater risk.
💵 Can you afford to rebuild?
Without insurance, repairs or full reconstruction can cost tens or hundreds of thousands of dollars out-of-pocket.
📑 How to add earthquake coverage
Earthquake insurance is not part of your standard homeowners policy—you’ll need to purchase it as a separate policy or endorsement. But don’t worry, we make it simple:
✔️ We’ll review your current coverage
✔️ Assess your risk and location
✔️ Customize the right earthquake protection for your home and budget
🛡️ Don’t wait for the ground to shake
Even a small quake can crack your foundation, break pipes, or damage walls. Let’s make sure you’re not caught off guard.
📍 150 Speen Street, Suite 305, Framingham, MA 01701
📞 Call 508-722-7100
📧 Email
🌐 Visit gowiseinsurance.com
Let’s protect your home from the unexpected—starting today.
